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5 Steps in Choosing a Medicare Plan

#1.  When you first become eligible for Medicare at age 65, ask yourself:

  • Am I in good health?
  • How often do I see the doctor?
  • Do I take prescription drugs?
  • How much can I afford each month?
  • Am I willing to switch doctors if it means lower costs?

 

#2.  Apply for Original Medicare and see if you qualify for extra help paying for your medical or drug plan costs. Your local Social Security office can help.

 

#3.  Review the plans available in your area — what they cover and what they cost.

  • Original Medicare covers some of your hospital and medical costs, but doesn’t include prescription drug coverage
  • You can add Medicare Part D for prescription drug coverage
  • You can add Medigap, or Medicare supplement plans, to help cover some of the costs not paid by Original Medicare
  • Or you can enroll in a Medicare Advantage plan, which includes the coverage of Parts A and B, and possibly extra benefits like hearing and vision services, gym memberships and prescription drug coverage.

 

#4.  Select a plan. Remember to review your coverage each year and make sure it still meets your needs. You can choose a new Part C or Part D plan every year during the Open Enrollment Period (OEP) from October 15 to December 7 if your needs change.

 

#5.  Give me a call. I’m can help you navigate the myriad of Medicare options.


Posted in Medicare
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AARP Medicare Plans
BlueCross BlueShield of Kansas City
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Coventry Health Care
Delta Dental
Humana
Medico
Mutual of Omaha
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The Manhattan Life Insurance Company
Transamerica
United HealthCare

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So Easy and So Stress Free

We can't thank you enough for all of your help. I was stressing about this whole Medicare deal, but you made it so easy and so stress free!! We are so thrilled that you are handling all of our insurance policies....you are stuck with us now for life!! It's such a great feeling knowing we can always call or come visit with you. We will definitely be referring our friends to you!!


Margie W. - Kansas City

Brian Rauber - Love is Our Policy
2017-08-01T16:33:43+00:00

Margie W. - Kansas City

We can't thank you enough for all of your help. I was stressing about this whole Medicare deal, but you made it so easy and so stress free!! We are so thrilled that you are handling all of our insurance policies....you are stuck with us now for life!! It's such a great feeling knowing we can always call or come visit with you. We will definitely be referring our friends to you!!

Polished, Professional, Personable

Brian is polished, professional, personable, informative, reliable and accessible. Everything an insurance agent should be.


Libby O. - Overland Park

Brian Rauber - Love is Our Policy
2017-09-20T14:06:31+00:00

Libby O. - Overland Park

Brian is polished, professional, personable, informative, reliable and accessible. Everything an insurance agent should be.

Sort Through Healthcare Marketplace

Thank you for helping me sort through the healthcare Marketplace. I was so confused but now feel good about my choice. We will continue to do business in the future.


Debbie K. - Kansas City

Brian Rauber - Love is Our Policy
2017-09-20T14:07:44+00:00

Debbie K. - Kansas City

Thank you for helping me sort through the healthcare Marketplace. I was so confused but now feel good about my choice. We will continue to do business in the future.

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